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Hard Money

JERODZ REI, LLC - Hard Money Lenders

  • Private Funding
  • Nation Wide
  • Fast Closings
  • Competitive Rates
  • Short Term & Long Term
  • Equity-Based Lending
  • No Minimum FICO



Where equity means more than credit

We say yes when banks say no... JERODZ REI, LLC is a hard money lender based in Rosenberg, Texas. We provide Hard Money to Real Estate Investors. We can fund quickly, typically 48 hours after we have a complete loan file.

Hard Money is available for adequately collateralized loans on single-family residential houses and other Real Property (below). We specialize in "non-traditional" considerations for individuals or companies whose financing needs are not fully met by traditional bank loans. We broker for Private Money Investment Companies and Individuals. Each of our private money sources have approval requirements that differ from one another. Most loan approvals have emphasis on equity, not credit and income documentation. There are some deals that are riskier than others. In those cases, the loan is based upon the risk of the deal. The Borrower’s experience, credit, and liquid assets may all be considered.

We lend in most states except for California, Arizona, Oregon, Idaho, North Dakota, New York, New Jersey, and North Carolina.

We have unique financing solutions for:

  • Commercial Properties (All property types considered)
  • Investment Properties (non-homestead)
  • Rehab (non-homestead)
  • Raw Land (both undeveloped and developed)

Our program covers the borrower who may have one or more of the following circumstances:

  • Credit Issues (no min Fico)
  • Unable to Verify Income
  • Bridge Loan
  • Residency Issues
  • Purchase Contract
  • Timing Issue Tax Issues
  • Cash Flow Issues
  • Unique Collateral-Appraisal Issues
  • Seller Carry Backs

What is Hard Money?
Hard Money Loan is a that works on collateral based underwriting. It puts more emphasis on the lendable equity in your property rather than on your credit. Simply because it is an equity based loan, it does not mean that only people with credit problem apply and get hard money loans.

Many borrowers of hard money loans have good credit. The reason they go for a hard money loan is because it is FAST! And because it cuts through the red tape. And the borrower, especially the self-employed borrower, does not have to provide income verification.

It is not uncommon to get funding in 5 days if the borrower can provide the necessary information on time. Hard money loans are also used for bridge or short term financing. To submit a scenario, please fill the form below or contact us at 832-535-1586.

Personal Details
*First Name: 
Last name: 
City, State, Zip: 
Loan Information
Purpose Of Loan: 
If Other Explain: 
Borrower Information
Gross Monthly Income: 
Social Security Number: 
Date Of Birth: 
Are You Self Employed?: 

How Long At This Job?: 
Work Phone Number: 
Liquid Assets
Cash In Bank $: 
Other Assets: 
Property Information
Address, City, State, Zip: 
Year Purchased: 
First Mortgage Holder: 
First Mortgage Loan Number: 
Second Mortgage Holder: 
Second Mortgage Number: 
Home Owners Insurance Information
Insurance Company: 
Name of Agent: 
Agent Phone Number: 
Policy Number: 
Loan Amount Required: 
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